* AsiaLife is the most consistent performer followed by Prudential and NTUC Income.
* Manulife returns are greatly enhanced by their 2006 performance.
* UOB Assurance performed the worst of all. From my understanding, much of their Life Participating fund are managed by UOB Asset Management. They assured that they will buck up this year.
* AIA are less bullish on the market. Their large bonds allocation may probably help them ride through the market downturn for 2008. Not surprising if they get best returns in 2008.
* No info on Aviva 2007 returns, hence cannot calculate the 3 years simple average.
Tips: Compare the Investment Rate of Returns used in the Benefit Illustration of the Insurers with this table. They may not be able to declare the bonus according to that returns if their participating funds performed below that rate regularly.
Source: Health and WealthBy: Adrian Khiat
I had just completed my compilation on the historical performance of the Life Participating Fund of our local Insurers. I had also complied the approximate weightings of their investment allocations. From my observation, asset allocation should be the main reason why the returns are so different.
* AsiaLife is the most consistent performer followed by Prudential and NTUC Income.
* Manulife returns are greatly enhanced by their 2006 performance.
* UOB Assurance performed the worst of all. From my understanding, much of their Life Participating fund are managed by UOB Asset Management. They assured that they will buck up this year.
* AIA are less bullish on the market. Their large bonds allocation may probably help them ride through the market downturn for 2008. Not surprising if they get best returns in 2008.
* No info on Aviva 2007 returns, hence cannot calculate the 3 years simple average.
Tips: Compare the Investment Rate of Returns used in the Benefit Illustration of the Insurers with this table. They may not be able to declare the bonus according to that returns if their participating funds performed below that rate regularly.
Source: Health and Wealth
* AsiaLife is the most consistent performer followed by Prudential and NTUC Income.
* Manulife returns are greatly enhanced by their 2006 performance.
* UOB Assurance performed the worst of all. From my understanding, much of their Life Participating fund are managed by UOB Asset Management. They assured that they will buck up this year.
* AIA are less bullish on the market. Their large bonds allocation may probably help them ride through the market downturn for 2008. Not surprising if they get best returns in 2008.
* No info on Aviva 2007 returns, hence cannot calculate the 3 years simple average.
Tips: Compare the Investment Rate of Returns used in the Benefit Illustration of the Insurers with this table. They may not be able to declare the bonus according to that returns if their participating funds performed below that rate regularly.
Source: Health and Wealth
