Insurance
Buy rubbish insurance until cannot afford to buy real insurance
By Wilfred Ling, The IFA on Duty  •  November 23, 2010
In one of the fee-based financial planning case, a couple was spending more than $23,000 in annual premiums in insurance. I found that more than half of the insurance are what I call rubbish insurance. Through needs analysis, I uncovered they have a short fall for disability income insurances. But they told me that they cannot afford to buy the......
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By Wilfred Ling, The IFA on Duty
Wilfred Ling is a Chartered Financial Consultant with Promiseland Independent Pte Ltd. He is a fee-based financial planner by profession.
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