I received an email from one of my policyholder recently asking if he should stop and sell his RSP investments as his current investment is giving him over 10% of profits at the moment. Such is a common request even in good and bad times. He is not wrong to stop and redeem all his investments when he is already on 10% profits, especially if he has the need to use the funds now. However, I don’t remember that he have any specific short term need of the fund and hence I had advised against the termination and the should probably review on the purpose of this regular investments. An RSP stands for “Regular Savings Plan”. It is a way of investing whereby we put in a fixed amount of money on a monthly, quarterly or any fixed regular period. For example, putting in $500/mth into a Asia Ex-Japan fund every month. Such investment technique is to ......