The time of the year has come again for us to take stock of our lives and look back on what had transpired in the past year. As I celebrate Christmas and the upcoming New Year, I am reminded of my financial commitments and my promise to steer myself towards financial freedom. 2010 has been a somewhat turbulent year for me in terms of my personal life (I will not elaborate), and my finances have also been somewhat strained even though I have managed to maintain my saving habit. As the year draws to a close, I find myself heaving an unconscious sigh of relief now that I can look forward to a brand new year. Hopefully, it is a better one financially and also for me on a personal front.

Here are some of the financial resolutions which I have set down as part of my investment and personal …