Recently, there are news about the dearth of micro-financiers locally. These micro-financiers are the stop gap, the safety net so to speak, for those who requires short term loans but do not quite satisfy the strict income requirement needed by banks. In short, banks only want to lend to people who do not need the money and refuse to lend to those who needed the money most. It's an interesting development in the finance world, isn't it? For those low income clients or those with shady credit history, perhaps the only choice they have would be to seek legalized and licensed micro-financiers who provide quick cash for their urgent needs, albeit at a higher interest rate. The higher interest rate is the necessary evil they would have to endure because traditional banks usually do not want their business at all. I've seen a number of companies offering quick cash to ......