Are all financial advisers bad? The truth is - they belong to different categories. Some financial advisers are honest, and do take care of the best interest of their clients. Some are crooks who knowingly tell outright lies and half lies to con their consumers. The majority fall in between, i.e they think that, having put in the effort to achieve the insurance qualifications,  it is only right that they should make a living by doing what they are trained to do. Many are not aware that the products give a poor deal to the consumers - some know but do not really care - they have to make a living. There are quite a few financial advisers who are outright crooks. Some consumers who were conned by them have sought my assistance. These crooks are able to carry out their misdeeds with impunity. When the consumer complained to ......