What kind of person are you? (1) work very hard, limited worklife balance, strive for promotion and earn a lot? (2) work bare minimal, strive for a happy work life, earn decent? (of course there are other options other than the above 2 options) No matter which choice you take, it boil down to the question, how much is enough? 500k? 800k? 1 million? 10 millions? Different ppl have different wants and hence indirectly affect their choice of lifestyle. In fact, the wants will change with time, place and with your own's goal. Thus my advice is:......