Been going to JB alot recently. Friend drives and so we go for makan, shopping and movies.

The whole premise of JB is that we'd spend less because of the favourable exchange rate.

How ironic that we end up spending more by buying durians, groceries, watching movies, eating cze char by the bucketload.

Can this be said the same of commission charges? With SCB, I've seen people making more reckless trades as the commissions are much lower. Eventually, what is premised to be a money saving exercise actually cost people more in losses.......