So we know that you have a Philips Share Builder plan from Philips Securities, which essentially lets investors dollar cost average into certain Singapore blue chip stocks. Now this plan is good in that

1. It acts somewhat like a force saving making you put aside the money
2. It ends up as odd lots (since each time you buy so little shares) making it difficult for you to sell it off
3. Takes the market timing out of the equation

Now note you can stop your DCA anytime. Which bring us to this article. I have a relative who likes this form of structured investing or investing based on a portfolio manner. The worst thing I did was to seduce him into the benefits in investing in telcos such as Starhub and Singtel. So we know the market hasn’t done very well recently and my relative, being a student of economics sees ......