Hi Mr Tan Kin Lian ,
I hope you can advise me on this Medishield upgrade . Presently my wife and i are both 59 years and on basic
Medishield . I am wondering whether it is better to upgrade and even buy riders to cover the deductibles and co-insurance . I am thinking not so much about a better bed in the hospital but whether the present basic Medishield is adequate enough to cover major illnesses . Another worry is the annual limit to medical claims for basic Medishield and also riders are paid in cash...