Insurance
tokio marine life insurance – launch of tm legacy VIP
By Patrick Lim  •  December 1, 2011
today is the official launch date of tokio marine life insurance's latest plan, tm legacy VIP. being part of tokio marine life insurance's focus group, i had the privilege of giving our feedback to the management when the product was rolled out before the focus group some months ago. what is tm legacy VIP? tm legacy VIP is a participating single premium whole life plan designed as a solution to legacy planning needs by providing a high guaranteed death benefit in the event of death and terminal illness. my comments: tm legacy VIP is open to juveniles as well as adults and is denominated in S$. one unique selling proposition is in the form of a guaranteed (and non-guaranteed) cash value right from the very first policy year which is not found in currently available participating whole life products with the exception of manulife's solitaire which can be categorised as ......
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By Patrick Lim
Patrick is an Associate Director with Promiseland. He has more than 20 years of personal investment experience both in stock and shares and unit trusts. In his early years as an investor, he got burnt really bad in the infamous 1987 crash and again during the clob incident. With 2 decades of so-called battle scars behind him, the last few years (since 2003) have been good to him especially with his single country funds doing exceptionally well. On his investing style, he is both a technical analyst and fundamentalist. Patrick view wealth accumulation as part and parcel of the wealth management process but only if one has already executed his/her wealth protection planning on an on-going basis.
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