It is nearing the end of the year. December has always been my most favorite month of the year. It is the month people seem to be a lot happier, kinder, more generous and overall nicer. Even the taxi fare hikes, MRT train breakdowns and recurrence of flooding, are finding it hard to dampen the mood. Reflecting back on 2011, I was wondering what I have done right and what I could have done better. I think this will serve as an important feedback on how to make 2012 an even better year. In particular, in reference to this blog: Most read articles for 2011 to pay or not to pay why your salary is not enough being penny wise pound foolish Least read articles for 2011 interest rates learning through reflecting pre-paid packages In conclusion, it seems articles related to property finance attract more attention than random updates like ......