as this is the very last day and hours of the old year being 2011, it is perhaps an opportune moment to reflect on the last 364 days that has passed us by. this year has turned out to be a mixed bag of blessings for me in the financial industry where i wear many hats including: 1. the one and only appointed life insurance specialist for promiseland independent pte ltd 2. a key member in the team of the company's managing partners 3. being a trainer, coach and mentor to new advisers 4. a fa director leading a team of both new and seasoned advisers 5. a front person/spokesperson handling media comms 6. principal life insurance partner to many insurance companies 7. a sought after 'expert' to the media and 8. a financial planner come 2012 which is just around the corner, will be my 15th year in the ......