Just updated my asset allocation as requested by one of my readers. For the previous asset allocation, please see
My Asset Allocation as of October 2011
If you compare it to my previous asset allocation in October, not much has changed. Property remains the single largest asset class at 77%. Stocks actually rose to 13% from 7% as a result of further investments into some undervalued stocks last year as well as the rise in stock values during the recent January rally. You can view my Singapore stock portfolio, Malaysia stock portfolio as well as US stock portfolio to see the differences.
In my October asset allocation post, I spoke about equities beating bonds in the long run, which I still think is generally true. However, now I believe that bonds may have a place in a balanced or conservative portfolio. The recent CapitaMalls Asia retail bond issue actually ...
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I’m just curious, i just ord around last year june 11′ gotten a job few months later, currently savings of 500 a month, where do i start investing in in let say a year later with 6k plus…? is 6k enough for a start?
Hi Syahmi,
Glad that you are starting your investment early. Since you have just started work, have you set aside enough for your emergency expenses? Rule of thumb state six months but I would rather you work out a comfortable amount yourself.
I too started investing with <10K and while sufficient to buy a stock or two, it will not be enough to build a stock portfolio. However, there are other options like Unit trust or Phillips share builder. Choose sometime which you are comfortable with.
Base on the outlook now, I don't think there is a hurry to invest. Market timing is the key.
Cheers!