The Sunday newspaper carried an article on how people were intending to spend their annual bonuses.  While most have or were planning to spend it on holidays, clothes and IT gadgets, others were thinking about saving or investing a part of it. The article got me thinking on what I ought to do with my annual bonus.  Currently, it is seating in the bank and I realised that it is not being put to good use.  One idea that I have been toying with is to pay off my car loan which is still outstanding.  The idea of being a little closer to being debt free is just so appealing right now.  By paying off my car loan, I will just be left with my housing mortgage loan. Another idea will be to invest that sum of money in a mixture of REITs as well as monthly dividend ......