Its Chinese New Year I wish to firstly wish all my readers Gong Xi Fa Chai, Shen Ti Jian Kang, Shi Shi Xun Li! This year is the year of the dragon. Typically this seems like a good thing since Dragon usually symbolizes prosperity and wealth. Not so. Judging by most accounts, this earth dragon year will be very challenging. For those born in the year of the monkey this is an average year, and best not to invest in the stock market (!!!) The worse thing is that health would be bad this year for most. During Chinese New Year, we usually went house visiting and it’s a time to catch up with friends and family that you seldom meet. I heard some really good experience, I heard some bad ones. Most of all being frugal has a lot of upside. One of my uncle got retired in ......