We have our own circumstances which make demands on our finances, time and energy. Often, we hear people saying that they do not have enough money, time or energy to do all the things they have to do or want to do. How do we work towards having the money, time and energy to have a modern day good life? Finances: How much something costs is quantifiable, of course. Although people might find themselves cash strapped at times or, for some, most of the time, I believe that any problem that can be solved with money is not insurmountable, within reason. We can always think of ways in which to make more money. Get extra income from a second job, for example. We could also seek help in the form of a short term loan if it should be warranted. Of course, to ensure that the situation is rectified permanently, if at all possible, ......