Bro - For You !
Procrastination is so expensive ! That's what my good friend told me ! Based on the rule of 72 , if you happen to be able to make 8% per year , your money will need about 9 years to double ! So if you delay and not make your money work hard for you , then guess what will happen ? The money you have currently will depreciate over time because of inflation and it will be more difficult to achieve financial freedom.
For example, if you plan to save S$100 dollars per month and delay it for 10 years and assuming you earn a modest 5% per year, you would have to more then double up your savings per month to achieve the same results ! So start young and do it now ! Be it investing or savings, start early!
Investing
I am quite lucky as I made a tidy ......