Throughout the years in my career, many people had asked me this question -” Which type of insurance is best for me?” The answer is very simple. Different insurance meets different needs. It depends of your lifestyle, background, dreams and personality to find something that suits you. Insurance policies are very complicated to look at them in details but the good thing is we do not need rocket science to understand it. Basically, everyone should have the 4 types of insurance in their financial portfolio.

“This is a guest post from Verlin Tan, Financial Planner representing HSBC Insurance Singapore, specializing in Wealth Management.”

It is best to have all 4 at one go. However, can we afford all at once? For a good start, you can look at a good medical insurance. (I will go into details in my next post.). On top of that, have a ......