A reader contacted me with questions on the above program. While I remember enrolling into the program, I hardly read up about it because there is almost no demand. I will try to answer the questions to the best of my ability. Feel free to share your inputs and correct my mistakes (if any). 1. May I know will I still received dividends if my script Hv been lend out? Yes. 2. What happen if the borrower default n will my script be protected? I will believe your shares are protected but I'm not sure how. 3. Realised from the list of eligible securities , REITS are hardly in the list. May I know why as most of holding are reits.  I believe it has to do with trading volume and price movement. People usually hold REITS for the long term and for dividends. Prices are usually flat and if dividends are kept by the owner, there is no point for someone to borrow REITS. I believe there will be hardly any bonds eligible too. Can SGX help to include REITS in the list to benefit more people who Hv reits n would like to participate In SBL. If only SGX is convinced that there is money to be made. 4 I Hv DBS group in my holding but indicative pool is zero, what does not means? Means no one is queuing to borrow your shares? 5. Can those stock purchased using CPF take parts in this program also? Unlikely. 6. Will be stock be definitely borrowed when I participated in this program n what is the take up rate like? No guarantee. As mention, I have yet to see anyone borrowing my stocks.