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Last Quarter of Calendar Year 2012 – Are You Learning Anything New?
By Five Cents Ten Cents  •  October 8, 2012
Language of the Birds San Francisco [Source: Flickr image "Language of the Birds San Francisco" by davidyuweb.] Today is the first of October 2012 and we are officially in the final quarter of calendar year 2012 or third quarter of financial year 2012 (starting 1 April to 31 March of following year). Assuming no major change to my portfolio, I am on track to end calendar year 2012 with a 3.90% realised returns. This just kept up with the 3.9% consumer price index in August 2012 [Source: Singstat] which means my portfolio achieved what reservists or NSmen affectionately call, “hentak-kaki” or marching on the spot. But even as my portfolio is barely keeping up with inflation, we need to keep our minds up to date with learning new things all the time. Growing Your Net Worth As I travel along this journey towards financial freedom, I realise it becomes more challenging to grow my net worth through investing. The main driver of my net worth is still Read the full article →
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By Five Cents Ten Cents
PanzerGrenadier is a 30-something accountant who finally grasped the concept of financial freedom at the ripe old age of 32. Ever since, he has been travelling on his journey towards financial freedom and documenting his adventures through his blog "fivecentstencents". PanzerGrenadier allocates his non-work time in between living within his means, saving and investing as well as spending quality time with family. He is an avid toastmaster and has completed 10 years of being a reservist conscript in the Lion City.
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