The year is ending soon and it is time to look back at 2012. 2012 is also the first full year that I had become a full-time investor and sad to say, my first full year of unemployment. STI started the year at around 2650 points and it is up around 20% from the start of the year at the time of this blog post. Most investors who stay invested throughout the year would have done well.

I have not computed my returns for the year but I reckon that I had also done reasonably well this year. I had not made much changes throughout the year on my portfolio as I added onto my better ideas and also reduced my stake in a few counters. All in, I have done less than 15 sell trades for the year. It is higher than previous years but still ok as I need ......