The year 2012 is ending soon and 2013 awaits us. Investing-wise this has been a good year in that I managed to achieve about 4.4% realised returns on my investible portfolio, it also represented the highest amount of total realised capital gains, dividends received and interest since I started tracking my investment performance in 2003.

In terms of personal growth, my daughter is getting older and is now 4+ going on to 5 years in 2013. Time flies and she is quite a handful physically and mentally as she has learnt the art of talking back and trying to get her own way.

I have started learning some basic Korean and am building up my basic Thai learnt 2 years back. I am getting interested in foreign language learning as a hobby that I think is helpful as a leisure activity and as a way to build more useful skills

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