I recently received an email from a reader in his mid 20s who just joined the workforce. Reading my blog at the recommendation of a friend, he wrote that he felt encouraged and sceptical at the same time. He wondered if it is really possible for him to become a millionaire (without having to sell his future flat) when he finally retires. Do you feel the same way he feels? With the increasingly high costs of living in Singapore, it is easy to think that it is no longer possible to retire wealthy and having a million dollars in liquid assets seems to be a popular yardstick. I have a feeling that this belief is widespread amongst the young and, perhaps, the slightly less young too. This belief is very dangerous! It could be a self fulfilling prophecy! Hey! Young people out there, listen up! You can become a millionaire by the time you reach retirement ......