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Immigrants get creative to survive without credit
By A Path to Forever Financial Freedom (3Fs)  •  April 5, 2013
America runs on credit. We take out loans to buy expensive items like cars or houses. We borrow for little stuff using credit cards. And our credit history determines our ability to simply rent an apartment.
 
We often take credit for granted. You know who doesn’t? Immigrants. Especially undocumented immigrants living in the shadows. Without access to credit, undocumented immigrants are forced to get creative, even entrepreneurial.
 
In Alhambra, Calif., just east of Los Angeles, Mario Escobar, 35, juggles multiple jobs. With his two young daughters in tow, he comes to the post office every other day to mail books.
 
“This one is going to Lowell, Md. And this one is going to Milwaukee,” Escobar tells the postal clerk, handing him two packages. Escobar runs a small business publishing other people’s books. Today he’s sending off copies of his own novel.
 
“It’s about the civil ...
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By A Path to Forever Financial Freedom (3Fs)
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