Attached below is a comment from one of my readers in response to my post "Why I don't believe in financial advisor". I feel that there is a need to clarify my position and let my readers know more about my background. I work in the aviation industry and has never worked in the financial sector before. The articles in this blog are a collection of my thoughts and personal experiences. Readers must not miscontrue the articles in this blog as financial advices.

My thinking is that you don't have to be a qualified financial analyst in order to point out the inherent flaws of the financial sector. Any Tom, Dick and Harry can do so. For many years, job titles like "financial advisors" or "financial consultants" have been too loosely used in Singapore by many insurance agents who are only interested in selling expensive whole-life insurance policies. Instead of educating the public on buying ...