Rich Dad will advise you to focus on building your cashflow if you want to be rich. When Dennis Ng was still alive, he would say that is not true. He got rich by capital gains. He became a millionaire by investing $250k in stocks. Who is right?

I will say both are right. In fact, you need both to be rich and there are no other ways unless you strike lottery big time. If you and I know that we do not have the destiny to win big from lotteries, we have to work our way through cash flow and capital gains. Let me give you my perspective in this post and I think it will help you frame your thoughts in a useful manner.

Role of Capital Gains

To become rich, you need to have significant capital gains. In order to have large capital gains, you need to ......