Thanks to a reader, Sun, who reminded me of the fact that STE is a "millionaire next door", I remember that there is a very good book that shows us how common people can become millionaires. Generally, there are two types of people: 1. "Under-accumulators of wealth (UAWs)": This type of people spend everything they earn as soon as they get it. 2. "Prodigious accumulators of wealth (PAWs)": This type of people are frugal. They save and invest. They become millionaires. People sometimes think that high income earners are wealthy people. This might not be true. In fact, in the book, it is revealed that most high income earners are not wealthy. They make a lot of money but they don't keep much of it. To become wealthy, we have to own income generating assets which will appreciate in value over time. STE's story shows us, once again, how common people can become millionaires. He has ......