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For the past two years, I have been doing research on local stock market and is now in the midst of constructing a personal portfolio consisting of equities and bullion. I had stayed out of the stock market since 2010 because I just don’t see any value in the market for the past three years. Many counters with good business fundamentals are, in my opinion, overvalued. Under this bullish climax, I had resisted the temptation to invest many times because of the lack of margin of …