Over spending is one of the worst bad habits that you can land yourself into. Most of them will find themselves swimming in pools of debts which is very hard to get out off. It is important to review our spending habits and lifestyle before we fall into such a trap. This is a trap you will not want to fall into.

It has been reported by the new paper (TNP) that some HDB owners spend nearly $100K on their home renovation. This has generated much discussion on a fellow blogger ASSI AK's blog. He blog about how he spent only $8000 on his home renovation.

Is it worth it to spend so much on your home renovation? Besides this, how about our other spending habits? I will list out the daily expenses that we will encounter and their estimated respective costs below. Read and see which one do you ......