It seems Jonathan Kwok came up with another article in the Straits Times talking about his budgeting, saving money and wealth building journey.

And it seems the problem I see from his last article on this topic, where he strives to keep within $35 a day is showing its ugly head.

Do grab a copy of the Sunday Times for the article.

Unexpected huge spending?

It all started last month when I bought a new laptop for around $1,900. It was something that I had to shell out money for – my old one decided one day to throw a fit and stop working, so I had little option but to dip into my savings.

So what happens is that the budget plan of keeping within a spending limit of $35 becomes severely challenged by a “successful probability roll” of a risk event.

And what this did is throw his ...