Goh Eng Yeow
Perhaps this author wants to gently remind you about what you should do with your bonus. However, what I can't stand is this author's tendency to boast about himself whenever he can.
I am never surprised to see phrases such as "Since I have already doubled the money which I have into my SRS account..." I truly wish he can open his account and let it be audited. I am most willing to pay for the accountant fees to go through his account to find out if he truly has doubled his account and how he did it so that readers can truly benefit from it and take comfort that they are reading from someone who has been there and done it.