Once upon a time, I was a pretty big spendthrift. I would just open my mouth to plead for more allowances from my Mum in order to get the latest Deuter school bag, a new pair of Nike sneakers or to go on a nice dinner date with my then-girlfriend. Back then, I was under the misconception that the wealthy comprised of celebrities and property magnates. They were leading the high-life and it seemed that the only way to become a millionaire was to roll in tons of cash. On the other hand, frugality, strongly advocated by my mother, was only practised by households that were struggling financially, just like ours. Luckily for me and my mother, this irresponsible behaviour was curtailed after I picked up this book, “The Millionaire Next Door”. Even though the book was written almost 15 years ago, many of its learning points remain relevant today, maybe even more so ......