Insurance should always feature in every investor's financial planning. In fact, before you even attempt to make any form of investment in equities or gold, make sure you are adequately covered, in terms of unforeseen hefty medical expenses. Because of my late father's health condition, I started buying life insurances and enhanced hospital shield plan. I see it as a form of responsibility to my family because I don't want to be a financial burden to them when I am old and ill. I also urged my friends and blog readers to buy insurance policies when they are young and healthy. This is important because if you procrastinate, chances are, the insurers will likely to reject your application if you are not in the best of your health.Lately, I chanced upon a fellow blogger, Lee Chin Wai's article on his health condition and medical insurance. His article set ...