On 28 October, I wrote a piece on single premium endowment policies and I revealed that I had one such policy with AVIVA maturing in November. I wondered how much would I be receiving when the time comes. I received this advice last night: Over 8 years, a $10,000.00 premium apparently made $2,175.00. I had previously thought the returns in the first 6 years were $800.00 or less. I was mistaken. My memory is unreliable. So, the policy made $2,175.00 over 8 years. This means 21.75% spread over 8 years or 2.72% per year. Quite miserable even by endowment policies' standards. Still, it is better than what the SRS account would have given me in interest payments. Everything is relative, of course. All said, this is a forced savings plan and, at one time, I thought it would be a good idea to force myself to save. This was money in my SRS account anyway and I wasn't doing anything with it......