In a few days time, 2013 will come to a close. It is time to reflect on this year before setting resolutions for next year. So here goes. Finances I've finished paying the school fees for my part time degree course. It has been tough juggling with work and school but i'm glad i've survived another year. Total school fees paid was about $15000. After paying for school fees, i'm still able to have savings from my salary which is a good thing. Without a huge chunk of my money going towards paying for school fees from now onwards, my savings rate will increase too. This lets me have more money to buy stocks. Salary Increment and Bonus The work year has been good. I've received a salary increment of more than 10% and an above average bonus in total of about 4.5 months. This in my opinion is ......