Property
My Retirement Planning Project 2013 – Property ?
By Lady, you can be free  •  December 25, 2013
Like everyone else, I dreamed of owning my own place since young. In fact, I have the entire series of IKEA catalog starting from year 1995 – 2014. screen-shot-2013-12-25-at-2-07-09-am Buying a HDB Resale at 35 ? When I reached 35 in 2009, I was very excited. Hurray ! I could finally buy a HDB resale flat ! Then, I had approximately SGD 322K of investment generating a passive income of SGD 20K and SGD 222K of CPF. I spent endless hours looking through PropertyGuru, iProperty etc. hunting for suitable flats to buy (A 3 room cost approx. 250 – 450K SGD, a 4 room cost approx. 350 – 550K SGD, a 5 room cost approx. 400 – 800K SGD). Another homework I gave myself was to check the budget I needed to allocate to fund this purchase. However, I realized that buying a home is a very costly proposition, I need consider the following ......
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By Lady, you can be free
I’m a single lady who aspires to achieve financial freedom. I graduated from university with a salary of only SGD 2,200 per month and started this financial freedom project in 2005 when my career came to a transition. Being the sole breadwinner for a family of 4, I needed desperately to figure out how long I can survive without a job with my pathetic savings. While sorting out my finances, I came across my Central Depository statements and realized that passive incomes can be generated through dividends ...
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