I know many of my readers don't follow me on Facebook. Don't take this the wrong way. I am not trying to show off or anything. Facebook is a relatively new thing to me anyway. OK, start laughing. Today, I wrote something in Facebook in response to an article which was shared by a former guest blogger of ASSI. The essence of my response were these 5 points: 1. Have an emergency fund and beef up our Medisave Account. 2. Have a good H&S plan with a rider to cover deductibles. 3. Live well below our means. 4. Know the difference between needs and wants. 5. Create a passive income stream. Want to know what kind of article would draw such a response from me? This: "I have a 6 figure salary but I am in financial trouble." If we are able to tick off each of the 5 points ......