Over the years, I would just randomly pick stocks that I think is interesting to buy and accumulate. The only segmentation I did then was between the US and Singapore Market. I wanted to use the Singapore shares as passive income generators & US for capital gains as there are greater movements in US shares. The US dividends incur a 30% tax, thus may not be that attractive as passive income generators. However, in my desire to achieve more diversification, I decided to be more mindful of the sector classification & investment allocation of the stocks I own moving forward. Over the holidays, I took some effort to sort them out and created a high level plan for 2014. Is SGD 65 K passive income target for 2014 achievable? This is the first time I am setting a high level plan in such detail, typically I only set a goal ......