The media is filled with images of how a wealthy or rich person lives his or her life. Big houses, big cars, branded goods are what we commonly see. Often, luxurious items are associated with rich people. To the extent, many people pursue all these luxurious items thinking that the more they own all these, the richer they are. Nothing could be further from the truth. In Singapore, we've heard of the 5Cs. They are Cars, Condominium, Credit Cards, Cash and Country Club. This is again associated with the rich and people believe that owning all these will categorize them as rich people also. However, pursuing all the luxuries of life can instead make a person poorer. A person can be living in a condominium, drive a big car and still be poor. It appears that they are rich on the outside but on the inside, they are actually mounted ......