During secondary school days, I always remember we have to do maths question on simple interest and compound interest. As my maths was not very good during my younger days(often failing my exams), i only understood simple interest but cannot seem to understand the concept of compound interest. I remembered I spent a lot of time looking at the question, putting the numbers in my calculator just to find out how compound interest works. Through the patience of a good maths teacher in secondary school, i manage to get quite a reasonable grade during my O levels and it grew my love for numbers.



Fast forward to today, compound interest is still a concept which is important in our lives. Understanding how compound interest works may probably change your life once and for all. Compound interest works through time. The longer the time period, the faster the compounding effect.

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