In our Malay language, there is a proverb which said "Sedikit-sedikit lama lama jadi Bukit". In literal translation, it means bit by bit and over time it will accumulate into a mountain. How true is that?

When I first started my dividend investing journey back in 2011, I remembered receiving very little dividend income from the stocks I owned. The first stock I've ever owned back then was SATS and ST Eng. Back then, the dividend was only in the range of $40-$80 and to add to the relatively small figure, I was only receiving them every quarter, not month. When the amount hits my bank account, it's usually gone by the very next minute I was spending on either clothes, food or even a simple cab fare back home. How am I supposed to build wealth off that small figure when cost of living here is so expensive I (Read more...)