Do you find it hard to save any money at the end of the month? When it comes to saving money, the easiest way is to reduce expenses. Fortunately, most of us are actually in control of our lifestyle expenses and can definitely make the effort to cut it down. Here are 10 simple tips to reduce expenses and save more.
1. Cut Down on Routine Expenditures
There are many people who drink Starbucks coffee or Coffee Bean like clockwork. I know because I happen to be one of them as well. While it may not seem like much at $5 to $8 per cup, if you drink it daily, it comes up to a whopping $150 to $240 a month!
2. Think of the Odds Before You Buy 4D and Toto
Before you queue at Singapore Pools to buy 4D and Toto, think of the odds that you ......