Transportation
Cab fare per trip S$10 may amount to S$5000 annually. Bus/MRT maybe 20% of that amount. Makes sense to save always ? If you have important preparation or meeting that day or next, may want to consider taking cab to give you the edge mentally, time and energy to be prepared to advance your career. Be aware of cab addiction.
...Cab fare per trip S$10 may amount to S$5000 annually. Bus/MRT maybe 20% of that amount. Makes sense to save always ? If you have important preparation or meeting that day or next, may want to consider taking cab to give you the edge mentally, time and energy to be prepared to advance your career. Be aware of cab addiction.
Saving in Bank
S$200K in bank doing nothing ? Normal saving rates 0.05%. 0.55% fixed deposits amount to S$1000. Split it to smaller amounts and draw them for emergency. That's take very little effort to earn considering internet age of banking today.
Foods
Food court still ok for most. Well, home cook maybe better. Do checks on satisfaction, skill, time, sourcing, water and energy costs. If you have a housewife, kids and grands at home that's make perfect sense. A working wife may badly need the rest time and ...