I see the way the human nature (for most people) transition over time in 3 big steps, from single to married life to having extended little minions in the family members.

As I am close to the end of having our own personal honeymoon world in these past 9 months of marriage, I would like to share on the difference between leading a single to married life before moving on to having little Bs bugging for daddy :)

Savings percentage is probably one of the major difference financially between leading a single or married life.

When I was single (until 9 months ago), I used to save home a huge percentages of my active income every month. If you see some of the expenses posts I've made in the past years, my savings rate usually goes as high as 80% to 90% each month. I rarely spent on anything (Read more...)