Just For Thinking ...
We can't be Rich but we can avoid being Poor. Right???
1. Never, never pay your credit card bills on Minimum sum i.e $50
2. Taking housing loan for your residential home way beyond your desired retirement age e.g. 60. A bigger house is good but may not necessary good for your retirement lifestyle.
3. Always live within your annual family budget and never to overspend. Never!
4. Avoid looking forward to the next Pay Day to pay outstanding bills
5. Learn to invest well and avoid permanent losses in your investment. Once lock-in permanent losses it becomes very difficult to recover.
6. Maintain adequate emergency fund based on your age and job profile i.e. how fast can you find a new job?
