I wonder how many people feel the same way that I did. Whenever I'm busy earning more money, I spend much less time outside shopping or eating at restaurants, so my income shot up and my spending shot down. This resulted in my savings rocketing skywards with a boost in earned income and a drop in expenditure. Conversely, when I'm more relaxed and have more free time because work winds down, I spend more despite my lack of income. So savings suffered a massive plunge.
Don't they warn that it never rains but pours? Well, I guess it's the same for my savings too. There's either huge savings, or there's very little of it. Maybe it's just an anomaly for those who are self-employed. I guess for salaried employees, there's very little variability in income. In fact, they have fixed pay but variable hours, so the busier they are, the (Read more...)...