With great money, comes greater billing responsibility. Although adulthood brings you the privilege of making your own shopping decisions and shaping your lifestyle, it’s not much of a respite to Singaporeans who happen to live in the world’s most expensive city.

Living in a city where even the pricing of living essentials like housing is far from affordable, one can only imagine how much of a challenge it is to indulge in some big ticket item shopping every once in a while. While mindless consumerism never serves anyone well, no one should ever feel constantly financially handicapped to go out and shop for that awesome new iPhone they’ve been waiting for, or that beautiful Persian rug you noticed in an ad recently. You have the right to shop for whatever you want as long as you have the capacity to buy it without being bled dry by bills. Fortunately, a ......