This post is probably not for everyone. But if you are interested in reducing your expenditure, you may wish to read how I treat expenditures. Generally, the basic principle is that I will spend $2 on a $1 thing that I need but will not spend $1 on a $2 thing that I don't need. Despite having to "overspend" on things, there are actually a lot less $1 things that I need compared to $2 things that I don't need. Below, I describe some of the gimmicks that companies use to entice people to open up their wallets.
Coupons
Coupons can provide great savings, but they are also advertising gimmicks for the $2 things that we do not need. Generally, we need to differentiate coupons that you actively seek out and coupons that are given to you on the street or when you participate in an event. In the former ...
...