Past week back while walking with a friend after a good old lunch . Friend : Awaiting for news from tharman regards to global economic recovery policies  in IMF.  I don't think the economic will be good in the upcoming . Me : Where do you hear the news from ? Friend : From one of my friend working in bank . I intend to withdraw out from my investments /ILP . I think you should too. Me : / keep quiet . Hear the say or say the hear ?  My plan ? Do nothing , react accordingly ....